Real estate appraisal services for homeowners in the city of Newhall and Los Angeles County

See the top seven reasons CA homeowners hire Gaile Spalione:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Los Angeles county's assessment of your propertyvalue
To reduce your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Los Angeles county or CA by determining the true market value of property in question

Need help deciding the price of your house in or near Newhall, CA?
Contact Gaile Spalione.

At Gaile Spalione, we understand the individual needs of a homeowner after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Gaile Spalione are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Gaile Spalione is experienced in helping clients just like you get rid of unneeded and unwanted PMI insurance.

Challenge Los Angeles county's assessment of your property

Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Gaile Spalione is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Gaile Spalione can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Gaile Spalione offers field reviews where we'll go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.